Shaping the perfect retirement

It's all about you and your Retirement

We work with you to maximise your chances of a comfortable retirement.

Life begins at retirement

Travelling the world, pursuing your passions and discovering new ones. Retirement is different for everyone. So, at Synthesis, our advice is tailored to your individual wants and needs.

Whatever the goal, we review your existing pensions, funding strategy and assets, allowing you to navigate tax rules, structure your wealth and take more informed decisions. And ultimately make sure your money works for you, once you’ve finished work.

What else does our service include?

Investment review
Pension funding
Pension consolidation
Pension drawdown strategies
Tax free cash withdrawals
Annuity options
State Pensions

A pension is a long-term investment not normally accessible until 55 (57 from April 2028). Your capital is at risk. The value of your investment (and any income from them) can go down as well as up and you may not get back the full amount you invested.

Retirement planning news and views

8 essential finance lessons you should teach teenagers as 72% say they want more financial education

How a virtual “shopping basket” is used to calculate the rate of inflation

IPCC warns tackling climate change could become impossible and identifies “significant” investment gap

Jonathon has taken the time to understand our situation, lifestyle and outlook, and formulate achievable financial objectives.

Synthesis Client

A very professional and relaxed exchange, and a bespoke and that’s truly unique.


My family and I found it really helpful talking to Samantha. She helped us understand our options and patiently talked us through aspects of our finances that we had not considered properly before. We really enjoyed our conversation and are looking forward to working with Samantha in the future.


Samantha is very knowledgeable and spent time understanding my circumstances and my retirement wants and needs. Samantha helped me plan for a comfortable retirement which is what I was hoping to achieve.